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Smile Optima Flexilink
Unit-linked insurance product (PAYDI) offered by PT MSIG Life Insurance Indonesia Tbk. It combines life protection with investment, featuring regular premiums and a selection of investment funds tailored to your needs
Benefits
Benefits of SMUAX
Loving your family endlessly and freely is something we all hope for. However, as with everything in life, there are limits. Achieve the freedom to love your precious ones without limitations of time or circumstances by providing protection for your family and future generations with Smile Pro Infinite.
Receive both Living and Death Benefits, and give your love to them, free and boundless!
Benefits:
- Flexibility to choose insurance coverage up to age 65, 80, or 99.
- 100% of the Sum Assured paid if the insured passes away during the insurance period.
- Additional Sum Assured benefit of up to 300% for accidental death in public transportation.
- Loyalty Bonus (% of the first-year base premium, starting from the end of the 11th policy year).
- Lhoice of currency: Indonesian Rupiah or US Dollar.
- Guaranteed policy validity for the first 15 years*
- Investment benefits.